Loan Options

Conventional loans are not insured by the FHA or VA. Generally, these are a good option if you have a higher credit score and stable employment history. Interest rates for conventional loans are usually some of the lowest.

If you’re dreaming of homeownership but still saving for a down payment, you may be able to buy now with a HomeOne℠ mortgage. It only requires a 3% down payment, and you’re not limited to a traditional residence.

Home Possible^® is a Freddie Mac loan program designed to bring homeownership within reach to more borrowers. Home Possible^® offers low down payments and easier credit scores.

HomeReady™ is a Fannie Mae loan program that is designed to extend the privileges of homeownership to buyers with limited household incomes.

If you are a first-time homebuyer an FHA Loan might be a good choice for its relaxed requirements.

If you currently have an FHA mortgage, an FHA Streamline Refinance offers several options.

If you are looking to buy a home in a rural location, a USDA Loan can be ideal if you do not qualify for a conventional loan.

If you are a military veteran or a service member you may have access to buy your next home using a VA Loan.

A VA Streamline Refinance, or IRRRL, provides you with a faster way to lower or lock in your interest rate with limited costs.

Remodel, renovate or repair your home with HomeStyle^® Renovation loan from Fannie Mae. HomeStyle^® is also available for new and existing homes – even new construction.

If you are looking to buy a home that requires repairs or renovations an FHA 203k can help provide those additional funds before moving in.